Highly recommended mortgage broker in Surrey & London
Highly recommended mortgage broker in Surrey & London
How we can help
Save time and money
Be sure to obtain independent advice when making one of the biggest financial commitments in your life. We have experts to advise you on all types of mortgages. We’ll take the stress out of finding the right mortgage for you with straightforward, independent mortgage advice.
Moving Home
Moving to a new home is known as being one on the five most stressful things we are ever likely to do. We can help alleviate some of that stress by giving you the best advice, guiding you on the way and keeping you fully informed through the process, up to conclusion.
First time Buyers
We will calculate the maximum amount you can borrow, the deposit you need, the costs involved in the purchase and most importantly, we will find you the best lender for your particular situation. By using us, you are able to relax during the process and enjoy the pleasure of owning your first home.
Remortgages
If your existing preferential mortgage rate is coming to an end, you need to raise additional funds or you simply want the security and protection against potential rate increases, we can help. We will look closely at what your current lender and other lenders in the whole of the market can do, to ensure we find the very best deal for your situation.
Buy to let
Whether you are an existing portfolio landlord, looking to purchase another property to let, or you are simply wanting to let your current property in order to purchase a new one, we have the experienced advisers to help you.
Large mortgage loans
Looking to borrow over £1,000,000. We have access to private banks and the experience and knowledge to help.
Offset Mortgages
Do you have savings? Would you like to reduce the interest you pay on your mortgage? Why not link your savings to your mortgage account? You can do this and still have access to your savings if you need them. We will tell you how.
Shared Equity/Shared Ownership/HomeBuy
Are you only able to find a small deposit? One of the following schemes may help you buy your dream home.
Equity Release
If you’re over 55 years old, you might be wondering how you are going to fund your retirement. We have qualified equity release advisers to help you with options available.
Start your mortgage search from the comfort of your own home
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Are you independent?
We are independent and have access to the whole of the market place including exclusive deals
What types of mortgages can you help with?
We can help if you are a First time buyer including shared ownership and Help to Buy schemes, existing clients or new clients moving home, remortgages if your rate is coming to an end or if you are looking to borrow additional funds.
If you are a High Net Worth client we can help with large loan mortgages, offset mortgages and interest only mortgages.
If you are over 55 years old we can help with Equity Release mortgages.
We can also help with But to Let mortgages and Portfolio Landlords
How much can I borrow?
Each lender will assess your borrowing requirements based on affordability. We will require proof of your income and financial commitments to enable us to access the lenders affordability calculators to advise on the best lender for you.
What documents will I need?
You will need to complete a confidential questionnaire to understand your requirements. You will need to provide to us with: proof of identification, proof of address, proof of income. If you are self employed or a Company Director this will be the last 2 years tax overviews and SA302’s or tax computations. If you are employed we would like the last 3 months payslips and proof of any bonus income for the last 2 years. We will also ask for details of all financial commitments.
What mortgage term can I have?
Many lenders will lend to age 70 or sometimes age 75. But this will be dependent on your selected retirement age and proof of retirement income. We will advise on the term once we have assessed your individual circumstances.